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It Infrastructure
in Kerala

Company Profile

Empay Software Solutions Private Limited

III D, 3rd Floor, Phase IV,
Carnival Infopark,
Infopark Phase 1, Kakkanad,
Kochi 682 030, Kerala, India.


About Empay Software Solutions

Established in 2008, Empay Software Solutions Private Limited is an Information Technology and Services Company focused on Banking and Financial Software Application Development and Support

Our feature rich solutions cater to business and operational needs of Banks, Non-Banking Financial Institutions and Third-Party Service Providers in

 •  Transaction Management & Reconciliation
 •  Merchant Management, Billing & Settlement
 •  Card Schemes Clearing, Settlement & Dispute Management

With the core team background, vast experience and expertise in business, operations and technology nuances of these domains, our solutions and services are custom fit to the constantly changing business and operational needs of our clients.

Domain Expertise

Empay Software has proven experience in development and implementation of solutions in the Cards and Electronic Payments domains. We have a clear focus in engaging customers in these domains and our primary goal is to assist our customers to achieve their business goals with state of art solutions and services rendered by our team at effective rates.

Our domain expertise in payment industry includes the following-

 • POS, Internet and Mobile Payment Solutions
 • Credit/Debit Card Acquiring and Issuance
 • Merchant Management, billing and Settlement
 • Transaction Processing, Clearing and Settlement
 • Risk Management

Solution Expertise

Our team, currently and in the past, has worked and gained the following solution expertise which we offer to our clients-

 •  ATM / Debit Card Reconciliation
 •  Nostro and Suspense/GL Account Reconciliation
 •  Wallet, Bill Payment Reconciliations
 •  Dispute/Chargeback Management – Visa, MasterCard
 •  Online Transaction Processing Systems
 •  Credit & Debit Card Management Systems
 •  Switching Applications, interfaces to CBS, Visa, MasterCard, Amex
 •  Mobile Banking, IMPS, Internet Banking
 •  Card Application Processing, Debit Card Management
 •  Merchant Management, Parameter Management Systems


With our strong domain and technical expertise as the background, we offer the following services to our esteemed clients in the payments and loyalty space-

• Application Development
• Outsourced Product Development
• Data Migration Services – Acquiring & Issuing System
• Internet & Mobile Transaction Integration
• Clearing & Settlement with Visa & MasterCard
• Reconciliation – ATM, Debit Card, POS, Mobile, Internet Transactions
• Dispute / Chargeback Management